Live rates up to₦1,354per $1

Crypto to Naira.
In 3 minutes.

Send BTC, USDT or USDC to your Cash-in address and Naira lands in your Nigerian bank account — automatically, 24/7.

Prefer chat? Trade on WhatsApp or Telegram · Sign in on the web

Average payout
3 min
Service fee
0%
App rating
4.7

What you'll receive

Live rates
USDT
You receive
₦134,200
Paid to any Nigerian bank account
Rate for this amount
₦1,342 per $1
Service fee
₦0
Typical payout
About 3 minutes
Start this trade in the app

Indicative only. The rate applied is the one shown in the app when your deposit arrives. Bigger trades get better rates — see every rate tier.

Supported coins BTCUSDTUSDCETHBNBTRXUNI on Bitcoin, Ethereum, BSC, Tron and Base

Watch

See Cash-in in action

A quick look at how Cash-in works, from the Cash-in App channel.

How it works

Set up once. Get paid every time.

Three steps from crypto to Naira in your own bank account.

  1. Download and register

    Get the app from the Play Store or App Store and create your account in seconds.

  2. Add your bank account

    Link any Nigerian bank account where you want to receive your Naira.

  3. Send crypto, receive Naira

    Send crypto to your unique Cash-in address and receive Naira within 3 minutes.

Why Cash-in

Built to get you paid, fast

0%

No service fees

We don't take a percentage of your money. You only pay the standard blockchain network fee.

Paid in about 3 minutes

No manual processing. Everything after your deposit is automatic.

  1. Deposit detected
    The app shows an estimated confirmation time
  2. Converted at the live rate
    No fee taken
  3. Naira paid to your bank
    Usually within 3 minutes
₦500 + ₦500

Refer and earn

You and your friend each get ₦500 when they complete KYC, plus up to ₦1 per $1 they trade. Pick your own referral code.

Rates vary by volume. While promotional stocks last.

Prefer chat?

Our WhatsApp and Telegram bots do almost everything the app does: get your deposit address, check rates, track transactions, manage bank details and request referral payouts.

Live rates, refreshed automatically
₦1,354
per $1 at the top tier

Bigger trades, better rates

Rates are tiered by volume. See the full tier table.

Inside the app

More than a converter

Built for people who move money every day, whether that's one wallet or a whole business.

Address-to-bank routing

Send each address to its own bank account

Save several bank accounts, create extra deposit addresses, then pin each address to the account it should pay. Keep business income and personal money apart automatically.

Sign in with a passkey

Use Face ID, a fingerprint or a security key instead of a password. Google and Apple sign-in work too.

Know every sign-in

Each new sign-in is emailed to you with the device and approximate location. Sign out your other devices in one tap.

Alerts where you are

"Crypto received" and "Naira paid" alerts by push, Telegram or WhatsApp, plus a morning rate update.

Become a Cash Ninja

Climb the monthly leaderboard. The top three are crowned Cash Ninja and win a prize. Prizes while stocks last.

Who it's for

Abroad or at home, it works for you

Living abroad? Send value home in minutes.

Send crypto from anywhere in the world into your Cash-in address and receive the Naira value in any Nigerian bank account.

Anywhere in the worldYour Cash-in addressAny Nigerian bank

Reviews

What users say

4.7
★★★★★
from 6,600+ reviews on Google Play · also on the App Store
"Best app to convert crypto to Naira! I've tried several apps but Cash-in is by far the fastest. Got my money in less than 3 minutes."
Adebayo O.Jan 2026
"I was skeptical at first but this app is legit! Converted my USDT to Naira and the payment hit my account almost immediately. No hidden fees."
Chioma E.Dec 2025
"Finally an app that actually works! The BTC to Naira rate is always fair and the transaction is super fast. I've been using Cash-in for 3 months now."
Emmanuel K.Dec 2025
"This app saved me so much stress! Used to take hours to sell my Bitcoin but with Cash-in it's done in minutes. Customer support is very responsive."
Funke A.Nov 2025

FAQ

Questions, answered

Can't find what you need? Talk to our support team.

WhatsApp support reaches a person on our team. To trade by chat, use the WhatsApp bot.

What is the best app to convert crypto to Naira?

Cash-in converts BTC, USDT and other cryptocurrencies to Naira with no service fees and payouts to your bank account in about 3 minutes.

How long does it take?

Once your crypto transaction is confirmed on the blockchain, you'll receive the Naira equivalent in your bank account within 3 minutes. The app shows an estimated confirmation time for each deposit.

What are the fees?

We don't charge a service fee. You only pay the standard blockchain network fee for your transaction.

Which coins and networks can I use?

BTC, USDT, USDC, ETH, BNB, TRX and UNI, across Bitcoin, Ethereum, BSC, Tron and Base. Each coin works on specific networks, and the app shows which when you open your deposit address.

Is it safe?

Your personal and banking details are encrypted, you can sign in with a passkey, and every new sign-in is emailed to you. Our Privacy Policy sets out exactly what we protect and how.

Can I use it from outside Nigeria?

Yes. Send crypto to your Cash-in address from anywhere in the world and receive the Naira value in any Nigerian bank account.

Ready to Cash-in?

Join thousands of Nigerians converting crypto to Naira.

Live rates up to
₦1,354
per $1 · no service fee
Rates up to
₦1,354 / $1
Get the app