No service fees
We don't take a percentage of your money. You only pay the standard blockchain network fee.
Send BTC, USDT or USDC to your Cash-in address and Naira lands in your Nigerian bank account — automatically, 24/7.
Prefer chat? Trade on WhatsApp or Telegram · Sign in on the web
Indicative only. The rate applied is the one shown in the app when your deposit arrives. Bigger trades get better rates — see every rate tier.
Watch
A quick look at how Cash-in works, from the Cash-in App channel.
How it works
Three steps from crypto to Naira in your own bank account.
Get the app from the Play Store or App Store and create your account in seconds.
Link any Nigerian bank account where you want to receive your Naira.
Send crypto to your unique Cash-in address and receive Naira within 3 minutes.
Why Cash-in
We don't take a percentage of your money. You only pay the standard blockchain network fee.
No manual processing. Everything after your deposit is automatic.
You and your friend each get ₦500 when they complete KYC, plus up to ₦1 per $1 they trade. Pick your own referral code.
Rates vary by volume. While promotional stocks last.
Our WhatsApp and Telegram bots do almost everything the app does: get your deposit address, check rates, track transactions, manage bank details and request referral payouts.
Rates are tiered by volume. See the full tier table.
Inside the app
Built for people who move money every day, whether that's one wallet or a whole business.
Save several bank accounts, create extra deposit addresses, then pin each address to the account it should pay. Keep business income and personal money apart automatically.
Use Face ID, a fingerprint or a security key instead of a password. Google and Apple sign-in work too.
Each new sign-in is emailed to you with the device and approximate location. Sign out your other devices in one tap.
"Crypto received" and "Naira paid" alerts by push, Telegram or WhatsApp, plus a morning rate update.
Climb the monthly leaderboard. The top three are crowned Cash Ninja and win a prize. Prizes while stocks last.
Who it's for
Send crypto from anywhere in the world into your Cash-in address and receive the Naira value in any Nigerian bank account.
Getting your salary in crypto but want it in Naira? Give your Cash-in address to your employer for instant conversion.
Display your Cash-in address or QR code and let Cash-in do the rest. Pin a dedicated address to your business account so sales never mix with personal money.
Turn your crypto into Naira. Just send it to your Cash-in address and receive Naira straight away.
Reviews
"Best app to convert crypto to Naira! I've tried several apps but Cash-in is by far the fastest. Got my money in less than 3 minutes."
"I was skeptical at first but this app is legit! Converted my USDT to Naira and the payment hit my account almost immediately. No hidden fees."
"Finally an app that actually works! The BTC to Naira rate is always fair and the transaction is super fast. I've been using Cash-in for 3 months now."
"This app saved me so much stress! Used to take hours to sell my Bitcoin but with Cash-in it's done in minutes. Customer support is very responsive."
FAQ
Can't find what you need? Talk to our support team.
WhatsApp support reaches a person on our team. To trade by chat, use the WhatsApp bot.
Cash-in converts BTC, USDT and other cryptocurrencies to Naira with no service fees and payouts to your bank account in about 3 minutes.
Once your crypto transaction is confirmed on the blockchain, you'll receive the Naira equivalent in your bank account within 3 minutes. The app shows an estimated confirmation time for each deposit.
We don't charge a service fee. You only pay the standard blockchain network fee for your transaction.
BTC, USDT, USDC, ETH, BNB, TRX and UNI, across Bitcoin, Ethereum, BSC, Tron and Base. Each coin works on specific networks, and the app shows which when you open your deposit address.
Your personal and banking details are encrypted, you can sign in with a passkey, and every new sign-in is emailed to you. Our Privacy Policy sets out exactly what we protect and how.
Yes. Send crypto to your Cash-in address from anywhere in the world and receive the Naira value in any Nigerian bank account.
From the blog
Join thousands of Nigerians converting crypto to Naira.