Crypto to Naira.
In 3 minutes.

Cash-in is a crypto-to-fiat payment service that enables users to easily and seamlessly convert crypto into fiat (Nigerian Naira), directly sent to their local bank accounts.

The Cash-in service works using a mobile app, a web app (PWA), blockchain infrastructure, and a payment settlement system. You can use Cash-in through the mobile app (available on Play Store and App Store), the web app, or our Telegram and WhatsApp bots. Create your Cash-in profile, and when crypto is deposited to your Cash-in address, the value is automatically processed and sent to your registered local bank account in Nigerian Naira (NGN).

1. Diaspora community: With Cash-in, you can send crypto from anywhere in the world into your Cash-in address, and receive the value paid into any Nigerian bank account you register on the app. 2. Freelancers and Remote Workers: If you're getting paid for your work in crypto, but you want it in naira instead, you can use your Cash-in address to receive the crypto, and the value will automatically be paid into your registered naira bank account. Just set up your account on the app, and provide your Cash-in address to your employers. You will receive your payments in naira, sent automatically to your registered bank account, once they send crypto to your Cash-in address. 3. Online/Offline Merchants: With Cash-in, your customers can pay you in crypto, but you will receive the value in naira, sent automatically to your registered naira bank account. Just provide your Cash-in address to your customers, and let Cash-in do the rest when they pay you. 4. Crypto Users: Crypto users who wish to convert their crypto into naira without any hassles or lengthy processes can do so using the Cash-in App.

The Cash-in service is trusted by users because it is seamless, fast, secure, and offers unbeatable rates. You will get unbeatable market rates from the comfort of your home or wherever you may be per time. Transactions are concluded as fast as your crypto arrives in your Cash-in address. And you can be sure that your funds will arrive safely in your registered local bank account.

Cash-in generates revenue through crypto-fiat arbitrage.

No, Cash-in is not a wallet or wallet service, neither does it provide a wallet or wallet service. Cash-in addresses are provided, not as wallets or wallet service, but as designated addresses for facilitating instant crypto to Naira transactions for respective Users.

No, you may not store or manage your crypto in the Cash-in App. Cash-in addresses are provided as designated addresses for facilitating instant crypto to Naira liquidation for respective Users. Hence, only send crypto amounts that you wish to liquidate immediately into Naira to Cash-in addresses.

Yes. Besides the mobile and web apps, you can use Cash-in through our Telegram and WhatsApp bots. Sign in with your email, and you can get your deposit addresses, manage your bank details, see your transaction history, request referral payouts and get payout alerts right in the chat.

1. Access Cash-in through the mobile app (download from Play Store or App Store) or use the web app in your browser. 2. Open the app and sign in or create an account. 3. Complete your identity verification (KYC) and, in the “Profile” section, register your withdrawal bank details. 4. Now you are ready to start using Cash-in! 5. Just go to the “Home” section and copy your auto-assigned address for your preferred cryptocurrency and network. 6. Receive crypto at that address and get paid the value in Naira in your registered local bank account within minutes. 7. You can also use the “Rate Calculator” in the “Home” section to calculate how much you will get in naira for any amount of crypto deposited.

No, not at this time. Cash-in currently supports: • BTC on Bitcoin and BEP-20 (BNB Smart Chain) • ETH on ERC-20 (Ethereum), Base and BEP-20 • USDT on ERC-20, TRC-20 (Tron), BEP-20 and Solana • USDC on ERC-20, TRC-20, BEP-20, Base and Solana • SOL on Solana and BEP-20 • BNB on BEP-20 • TRX on TRC-20 and BEP-20 • UNI on BEP-20 Only send a supported coin on a supported network to the matching address; anything else is permanently lost. Plans are in place to grow our basket of supported cryptocurrencies.

1. Open the Cash-in app (mobile or web). 2. Go to the “Home” section, choose BTC and pick the network: Bitcoin, or BEP-20 if you are sending BTC on BNB Smart Chain. 3. Copy your auto-assigned address for that network. 4. Share the address with anyone who wants to send you BTC, or send BTC to it yourself.

1. Open the Cash-in app (mobile or web). 2. Go to the “Home” section and click on ‘Show Address’ for either USDT or USDC depending on which of them you want to deposit. 3. A pop-up will prompt you to select a network. USDT can be sent on ERC-20 (Ethereum), TRC-20 (Tron), BEP-20 (BNB Smart Chain) or Solana. USDC can be sent on all of these and on Base. 4. Copy/Scan and share the address with anyone who wants to send you USDT or USDC. 5. You can also send USDT or USDC to that address by yourself too. Always make sure the sender uses the same network you selected.

The minimum deposit is worth $1 on Bitcoin, BEP-20, Base and Solana, and $5 on ERC-20 and TRC-20. The app shows the exact minimum for each coin and network. There is no maximum amount.

No, you cannot. Cash-in auto-assigned addresses for users are custodial in nature, and users have no withdrawal permissions for crypto assets sent to the app. Crypto assets sent to the app can only be converted into fiat (Naira).

If the sender cancels a Bitcoin transaction, or it drops out of the network because its fee was too low, it never reaches your Cash-in address and nothing can be paid. We will notify you by push and email when this happens. Ask the sender to send it again with a normal network fee.

Only send the coins and networks listed in the app, to the address shown for that exact coin and network. Crypto sent on the wrong network, or a coin Cash-in does not support, is permanently lost: it cannot be recovered or paid out. Always double-check the coin and network before you send.

The rate used for your naira payout is the rate at the time your deposit is confirmed on the blockchain, at the tier that matches the deposit's value.

Bigger deposits get a better naira rate. Each deposit is rated on its own value: • Tier 1: under $500 • Tier 2: $500 to $1,999 • Tier 3: $2,000 to $9,999 • Tier 4: $10,000 to $19,999 • Tier 5: $20,000 and above You can see the current rate for each tier on the Rates screen. Keep a 5-day trading streak and every deposit gets at least the Tier 4 rate.

Your streak counts the days in a row on which you complete at least one cash-in. Reach a 5-day streak and all your deposits get at least the Tier 4 rate, whatever their size, for as long as you keep the streak going. Miss a day and the streak starts again. We'll remind you when your streak is at risk.

You will receive push notifications, notifying you of the completion of your transactions. You can also check your transaction history in the “History” section of the app.

Within minutes. Your naira is sent as soon as your deposit is confirmed on the blockchain. Bitcoin confirmations take about 10 minutes on average.

No, Cash-in does not charge any service fee for converting your crypto and paying it to your bank account. Paylist bills and transfers carry a small fee, which is shown before you add them.

If your bank can't accept a payout or reverses it, we hold the money for you and notify you to change your bank account. Go to Profile → Bank details and save a correct account as your default, and we will resend the payment to it automatically.

Yes, you can change it any time.

You will get the money sent to the bank details that were saved (or linked to that deposit address) when your deposit was first detected on the blockchain. Changes you make afterwards apply to your next deposits.

Yes. You can save up to 10 bank accounts and choose one as your default. You can also link a deposit address to a specific account, so that everything sent to that address is paid into that account. Linking an address needs a code we send to your email.

The Cash-in service has its brand name, identity and shareholders interests to protect, hence, it is in our best interests to ensure smooth payments settlements.

Yes. Crypto-to-fiat transactions are legal in Nigeria under current regulatory frameworks.

The Cash-in service takes confidentiality seriously as part of its mode of operations and company standards. Hence, we will protect your identity and the integrity of your transaction, by not including narrations which may put the user’s bank account at risk.

Yes. Cash-in uses your BVN or NIN to verify your identity (KYC), as required by regulation and to keep transactions secure. You need to complete verification to receive payouts.

KYC (Know Your Customer) is an identity verification process required by financial regulations. Cash-in uses KYC to verify user identities, prevent fraud, and ensure compliance. You will enter your BVN or NIN and complete a short liveness check, where the app asks you to follow a few face movements. You have 3 attempts. If all 3 fail, verification pauses for about a day and then unlocks automatically. If a payout is waiting for your verification, we hold it safely and send it as soon as you are verified.

The Cash-in Referral Program is a way that users get rewarded for getting their friends and family to use the Cash-in App. You earn when the people you refer cash-in, and during special referral campaigns, you could earn rewards for every one that sets up and verifies the app using your referral code.

When someone you referred uses Cash-in, you earn up to ₦1 for every $1 they cash-in, with a smaller amount per dollar on very large transactions. For instance, if your referral cashes-in $100-worth of any crypto, you will earn up to ₦100 referral reward. During promotions, referral rewards can be multiplied (for example, 5x), and the app shows when a promotion is running.

You can refer your friends and family to Cash-in by sharing your referral code or referral link with them. When they setup the Cash-in App using your referral code or link, then you have successfully referred them to Cash-in. Note: If they use your referral link, then kindly remind them to also use the same email address they provided in the link when they later download and setup Cash-in on their phones.

You can refer your friends, family, or anyone who wants to receive naira in their bank account whenever cryptocurrency is sent to them.

1. Open the Cash-in app (mobile or web). 2. Go to the ‘Profile’ section. 3. Scroll down to ‘Referral’ and click on ‘Withdraw’. 4. You may also click on the ‘Refresh’ button to see your most up-to-date earnings. You need to have completed your identity verification (KYC) to withdraw.

You need to have at least ₦100 referral rewards in order to be able to withdraw, and there is no upper limit. Referral rewards below ₦1,000 value are sent to you as airtime, whereas those from ₦1,000 and above are sent as cash to your registered bank account. Rewards earned when your referrals verify (KYC rewards) also need: at least $5 cashed-in by you in the last 30 days, and enough of your referrals to have made a transaction — all of them if you have 1 or 2 referrals, 2 if you have 3 to 5, and 30% (rounded up) if you have 6 or more. Until then, your other rewards are still paid and your KYC rewards stay in your balance.

1. Open the Cash-in app (mobile or web). 2. Go to the ‘Profile’ section. 3. Scroll down to ‘Referral’. 4. Here, you can see your ‘Referral Code’, ‘Referral Link’, ‘Referral Earnings’ and ‘No of Referrals’ in this section.

1. Open the Cash-in app (mobile or web). 2. Go to the ‘Profile’ section. 3. Scroll down to ‘Referral’. 4. Here, you can copy your Referral Code or Referral Link as seen in this section and share with your friends and family.

Cash Ninja is our monthly leaderboard. Your score grows with your cash-in volume, number of transactions, active referrals, streaks and more. To be ranked in the top 50 you need to be verified and to have cashed-in at least $2,000 that month. At the end of each month the top 3 win cash prizes and ranks 4 to 50 share a reward pot, paid into your referral earnings.

Paylist lets you queue up bills (airtime, data, electricity, cable TV and more) and bank transfers, and have them paid automatically from your next cash-in. Whatever is left after your Paylist is paid goes to your bank account as usual. A small fee applies to each item, shown before you add it.

Cash-in Advance is a zero-interest advance for regular users. Your limit is based on your recent cash-in volume and is shown in the app. The advance is paid to your bank account and repaid automatically from your next cash-in. You need to be verified and have no outstanding balance to use it.

A passkey is a modern, passwordless sign-in method that uses your device’s biometric authentication (fingerprint or face recognition) to securely log you in. You can set up and manage passkeys from the ‘Profile’ section under ‘App Settings’. Passkeys are more secure than passwords and make signing in faster.

Cash-in has an App Lock feature that secures the app with biometric authentication (fingerprint or face recognition). You can enable or configure App Lock from the ‘Profile’ section under ‘App Settings’. When enabled, you will need to authenticate each time you open the app.

You can request account deletion from the app once your account is at least 30 days old. Deletion happens 48 hours after your request, and you can cancel it during that time. Accounts with an outstanding balance owed to Cash-in can't be deleted until it is settled.

You can reach us by: • Email: support@cash-in.app • WhatsApp: +234 912 285 6979 • Telegram: t.me/cash_in_app Please include your registered email and, for a deposit, the transaction hash.